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Four Winns Horizon 198 Boat Package vs 3.5HP Outboard Motor: Which Should You Buy?

Comparing a full Four Winns Horizon 198 boat with trailer to a compact 3.5HP outboard motor? Here's how to decide based on your boating plans and budget.

Last updated Aug 17, 2026

When you're shopping for boats personal watercraft, the toughest call is often between a complete, ready-to-cruise package and a small motor that turns an existing dinghy into something powered. Both can get you on the water, but they serve completely different days on the water. This head-to-head puts the 2016 Four Winns Trailer with a 2006 Four Winns Horizon 198 boat against the 3.5HP 2-stroke gas outboard motor, so you can see which one belongs on your trailer hitch or transom.

Quick verdict

If you want a full boat with seating, a tower, and trailer for towing, the Four Winns Horizon 198 package is the obvious choice. If you already have a dinghy or small fishing boat and need a lightweight, portable motor, the 3.5HP outboard is the lower-cost pick. There's no universal winner; the right option depends on whether you're buying a boat or buying a motor.

At a glance

ProductPriceConditionKey specs
2016 Four Winns Trailer + 2006 Horizon 198USD 6,500.00Used20ft fiberglass boat with 87-hour Volvo Penta, single axle trailer
3.5HP 2-Stroke Gas Outboard MotorUSD 176.62New3.5HP, manual start, 2-stroke, for dinghy/small fishing boat

Where each product wins

  • The Four Winns package wins for anyone who needs a whole boat: the 20-foot Horizon 198, a 2016 Four Winns trailer, a Volvo Penta engine with 87 original hours, and an SX outdrive. The factory-installed foldable tower, LED lights, and four speakers make it a ready-for-fun package. It also includes recent service items like a new battery, tires, fuel pump, and water impeller.
  • The 3.5HP outboard wins for portability and price: it's new, manual-start, and sized for a dinghy or small fishing boat. The package includes a water pump impeller, starter, funnel, and fuel oil mixing bottle, so you can get a small boat moving without a big investment.

Product notes

2016 Four Winns Trailer + 2006 Horizon 198

2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198 with 87H

This is a combination package: a 2016 Four Winns single-axle trailer paired with a 2006 Four Winns Horizon 198. The boat is described as a Limited Edition commemorating the 30th anniversary, and it comes with the highly desirable Volvo Penta engine with 87 original hours and an SX outdrive. The interior is described as impeccable, with bolster seats, six LED lights, and four large speakers. Recent maintenance includes a full tune-up with new filters, fuel pump, water impeller, USCG lines, battery, and two new tires, so you're getting a package that's had attention. The main limitation is the engine's port-side manifold: the seller says a refurbished manifold was installed and the port side is cracked. That means you'll likely have a repair to budget for before relying on this boat. This is a used boat sold by a private seller, so the condition of the hull and trailer will matter as much as the engine. For $6,500 you're getting a whole boat package, not just a hull.

3.5HP 2-Stroke Gas Outboard Motor

3.5HP 2 Stroke Gas Outboard Motor Manual Start For Dinghy Small Fishing Boat

This is a small, new outboard motor with a 3.5HP rating and a 2-stroke CDI ignition system. It's designed for dinghies and small fishing boats, and the manual start means you don't need a battery or electric starter. The included accessories cover a water pump impeller, starter, funnel, and a fuel oil mixing bottle, so you have the basics to start mounting it on an appropriate boat. With a fuel-to-oil ratio of 35:1 and a full-throttle range of 4000-5000 rpm, it's a simple, portable power source. The main limitation is that this motor is aimed at dinghy and small fishing boat use, so you'll need a suitable hull to attach it to. At 3.5HP, it's best suited for small, lightweight boats rather than larger watercraft. For $176.62, it's an inexpensive way to add power to a small boat you already own or plan to buy.

Final choice by use case

Choose the Four Winns Horizon 198 package if you're looking for a complete boat with trailer, a Volvo Penta engine, and plenty of features for day cruising. It's for buyers who want to step into a ready-to-use boat package and can handle the manifold repair.

Choose the 3.5HP outboard if you have a dinghy or small fishing boat and just need a simple, manual-start motor. It's also a good choice when you want a new, lightweight motor with the included accessories.

Products in this article
2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198USD 6,500.00View on eBay3.5HP 2 Stroke Gas Outboard Motor Manual StartUSD 176.62View on eBay
2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198USD 6,500.00View on eBay3.5HP 2 Stroke Gas Outboard Motor Manual StartUSD 176.62View on eBay

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