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3.5HP Outboard vs Four Winns Horizon 198 + Trailer: Pick Your Boating Fit

A new $177.76 3.5HP 2-stroke outboard and a used $6,500 Four Winns Horizon 198 with trailer are both boats, but they solve different problems. Here's how to match your budget and boating style.

Last updated Aug 17, 2026

Two very different price tags mean two very different jobs. When you're shopping for boats personal watercraft, the first decision isn't which brand-it's whether you need a complete towable rig or a small engine you can lift and carry. This head-to-head compares a compact 2-stroke outboard with a 2006 Four Winns Horizon 198 that comes with a 2016 trailer. By the end, you'll know which one fits your launch ramp and weekend plan.

Quick verdict

Choose the small outboard if you want a portable motor for a small boat, and you're comfortable mixing fuel. Choose the Four Winns Horizon 198 if you want a family boat and you're ready to budget for a known mechanical issue.

Comparison

Small OutboardFour Winns Horizon 198 + Trailer
Price$177.76$6,500
ConditionNewUsed
Power3.5HP manual startVolvo Penta GXI, 87 hours
Package contentsMotor plus start-up kitBoat, trailer, and extras
Best forDinghy, small fishing boatFamily day trips, water sports

Where the small outboard wins

It wins on low commitment and portability. You can attach it to a dinghy, jon boat, or inflatable and be on the water quickly. The package includes an impeller, starter, funnel, fuel mixing bottle, tools, and English instructions, so the extra pieces are already in the box. This is the easy entry point for a first boat.

Where the Four Winns wins

It wins on space, comfort, and range. This is a 20-foot fiberglass runabout with a foldable tower and a way to tow it. It has a list of recent maintenance items, including new filters, a new fuel pump, a new water impeller, and two new tires. If you want to bring friends and gear, pull a skier, or spend the whole day away from the dock, the small outboard simply isn't in the same category.

Product notes

3.5HP 2-Stroke Outboard

3.5HP 2 Stroke Gas Outboard Motor Manual Start For Dinghy Small Fishing Boat

Think of this as the starting point for small-water boating. It's a new, manual-start 2-stroke motor with CDI ignition and a 35:1 fuel-to-oil ratio, so you'll be mixing oil into the gas at every fill. The box includes the motor, a water pump impeller, a starter, a funnel, a fuel mixing bottle, tools, and English instructions, so you're not hunting for missing parts before your first trip. The main limitation is the power range: this is a 3.5HP motor with a 12 km/h top speed around four people, not a wakeboarding engine or an open-water cruiser. If your plan is limited to docks, coves, and calm estuaries, it makes sense. If you expect to carry a family and gear across a big lake, you'll likely outgrow it quickly.

Four Winns Horizon 198 + 2016 Trailer

2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198 with 87H

This listing pairs a 2006 Four Winns Horizon 198 with a 2016 Four Winns single-axle trailer, and the engine is a Volvo Penta GXI with 87 hours. It includes a factory foldable tower, six LED lights, four speakers, new filters, a new fuel pump, a new water impeller, a new battery, and two new tires. You get a 20-foot fiberglass runabout and a way to tow it, which the small outboard can't offer at any price. The catch is a real one: the port-side manifold was replaced with a refurbished unit and is cracked; the other manifold is reportedly good. Anyone buying this should plan for a manifold repair before relying on the engine. If you want a low-hour Volvo Penta and a newer trailer, this is a strong start. If you want zero mechanical caveats, budget for the repair or keep looking.

Final choice by use case

If you need a backup motor, a tender engine, or a first taste of boating on a small water body, the small outboard is the practical pick. It's portable and ready to mount on a small hull. If you need space for a family, distance across a lake, or water sports, the Four Winns Horizon 198 is the one that can do the job-but only after you address the cracked manifold. Match the tool to the trip, not the other way around.

Products in this article
2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198USD 6,500.00View on eBay3.5HP 2 Stroke Gas Outboard Motor Manual StartUSD 177.76View on eBay
2016 FOUR WINNS Trailer and a 2006 four winns boat horizon 198USD 6,500.00View on eBay3.5HP 2 Stroke Gas Outboard Motor Manual StartUSD 177.76View on eBay

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